About Us
Facing criminal charges doesn’t mean facing them alone. Pazuki Law Group offers free, confidential consultations so you can understand exactly what you’re dealing with and what your options are—before making any decisions.
Facing criminal charges doesn’t mean facing them alone. Pazuki Law Group offers free, confidential consultations so you can understand exactly what you’re dealing with and what your options are—before making any decisions.
A serious injury can change your work, your income and your daily life overnight. In Ontario, injury claims also come with short notice periods and insurance rules that most people have never had to deal with before. If you have been hurt in a car accident or a fall, or your accident benefits have been denied or cut off, the time to speak with a personal injury lawyer is now, before you give an insurer a statement about your injuries.
Pazuki Law Group represents people injured in car accidents, slip and falls and other incidents throughout Newmarket, Aurora, Richmond Hill, Vaughan, Markham, Bradford, Barrie and communities across York Region and Simcoe County. As a civil litigation law firm, we deal with the insurers and the paperwork so you can concentrate on getting better.
Some collisions also involve criminal charges, such as impaired driving or dangerous driving. A conviction can reduce or remove some accident benefits, and it can affect a lawsuit too.
Because Pazuki Law Group also practises criminal defence, we can explain how the two cases affect each other. Our article on criminal convictions and accident benefits covers this in more detail.
Ontario changed its accident benefits system on July 1, 2026. Medical, rehabilitation and attendant care benefits are still mandatory in every policy. Most other benefits, including income replacement, non-earner, caregiver and death and funeral benefits, are now optional coverage that has to be chosen and paid for. These optional benefits generally cover only the named insured, their spouse and dependants, and listed drivers.
Â
In practice, two people injured in the same crash can now have very different benefits depending on what their policies include. If you were hurt after July 1, 2026, one of the first things we do is check exactly what coverage applies to you, including any workplace or extended health benefits you may have.
After a car accident in Ontario there are usually two separate claims, and many people only learn this later. They follow different rules and different deadlines, and both matter.
1. Accident benefits from your own insurer
Statutory accident benefits come from your own auto insurance policy, no matter who caused the crash. Every Ontario policy includes medical, rehabilitation and attendant care benefits. You apply to your own insurer, and disputes go to the Licence Appeal Tribunal rather than a court.
2. A claim against the at-fault driver
A tort claim is a lawsuit against the driver who caused the accident, for losses that accident benefits do not cover: pain and suffering, income loss beyond the benefit limits, future care costs and more.
Deadlines start early and insurers move fast. Get advice on your benefits, your claim and your next steps.
Calling after hours? Reach our 24/7 line: 647-284-2824.
For most injury lawsuits, the limitation period is two years. Some claims need written notice much sooner: generally 10 days for municipal sidewalk and road claims, and 60 days for snow and ice on private property. Accident benefits have their own reporting deadlines, starting with notifying your insurer within 7 days.
Yes. Accident benefits come from your own policy and are generally available whoever caused the accident. Fault matters for a claim against another driver, and it can affect your premiums.
Only if the policy that applies to you includes it. Since July 1, 2026, income replacement and several other benefits are optional coverage. We can review the policy and any workplace benefits to see what is available.
A denial is not the end of it. Denied treatment, income replacement and other benefits can be disputed at the Licence Appeal Tribunal. There are time limits, so get advice quickly.
No one can honestly answer that at the first meeting. It depends on your injuries, how they affect your work and daily life, the medical evidence, the insurance available, and Ontario's threshold and deductible rules for pain and suffering. What we can do early is explain what will drive the answer.
Most injury claims settle without a trial, often at mediation or through negotiation. Preparing the case properly still matters, because a well-prepared claim puts you in a stronger position in those discussions.
The police report or report number, your insurance details, any letters from insurers, and a list of the treatment you have had so far. If you do not have everything, come anyway.
Every legal matter is different. Share a few details about your situation, and our team will contact you to discuss your case, your options, and the next steps.
